Investing

Investing

Should you use peer-to-peer investment?

Peer to peer lending is an expression you might have heard here and there over the past 8-10 years, and maybe increasingly so. I have myself been using P2P lending in my portfolio for a couple of years, with Crowdcube (small businesses and startups), Funding Circle (small loans to companies) and Lendinvest (mortgages). How does it work and how can it fit in your investment strategy?

Learn more

Investing

Understand your pension fund

You might not be near retirement, but this is very important so keep reading!

I had to start somewhere in this personal finance series, and the goal of most people in the world is to be able to retire as early as possible and enjoy life with an income. Many people in the world today are unfortunately unable to do so, and work until they are not able to anymore.

For those of us lucky enough to live in a society where pensions exist, we will be able to retire late in our lives and enjoy our sunset years relaxing.

I work as an investment consultant in the UK, and many of my clients are pension funds, so I will focus in this post on the way pensions work in the UK. But the concepts apply to most developed and some developing countries.

Learn more