I work as an investment consultant, I used to work for an asset manager, and my friends often ask me for financial advice. Unfortunately, I realised that they often ask the wrong questions. Here are seven things you must know about investing.
There are several easy ways you can make an extra £100 (or $100) per month working from home, but today I want to talk about how to work as a website tester.
Budgeting can be tricky and can take a lot of time, but if you do it right, there is no reason why it shouldn’t work for you. Here are my 5 secrets to successful budgeting.
I want to get to financial independence: being able to generate enough money to pay down my debt, and afford all I need to live comfortably. I think it is very clear to most people that having a job is not enough. Here is why and some examples of what you can do to diversify your income.
Getting to financial independence is all about small gains. Here is a list of what I found most useful to easily save money:
Answer me these three questions:
Are your expenses more than your income?
Do you have debt?
Do you plan on taking more debt or making a big expense (car, house, etc.)?
If you answered yes to any of theses questions, then you NEED a budget. If you said no to all of them, you still need a budget because one day the answer to one of these questions might be yes.
You might not be near retirement, but this is very important so keep reading!
I had to start somewhere in this personal finance series, and the goal of most people in the world is to be able to retire as early as possible and enjoy life with an income. Many people in the world today are unfortunately unable to do so, and work until they are not able to anymore.
For those of us lucky enough to live in a society where pensions exist, we will be able to retire late in our lives and enjoy our sunset years relaxing.
I work as an investment consultant in the UK, and many of my clients are pension funds, so I will focus in this post on the way pensions work in the UK. But the concepts apply to most developed and some developing countries.