Investing

Understand your pension fund

You might not be near retirement, but this is very important so keep reading!

I had to start somewhere in this personal finance series, and the goal of most people in the world is to be able to retire as early as possible and enjoy life with an income. Many people in the world today are unfortunately unable to do so, and work until they are not able to anymore.

For those of us lucky enough to live in a society where pensions exist, we will be able to retire late in our lives and enjoy our sunset years relaxing.

I work as an investment consultant in the UK, and many of my clients are pension funds, so I will focus in this post on the way pensions work in the UK. But the concepts apply to most developed and some developing countries.

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