I thought I would test a shorter format this week. I have been trialing a few things I will talk about in a longer post and one of them has been doing the 52 week challenge.
I have never actually made a long list-type article, but I have made three short list-type ones:
- 10 secrets to stay focused all day
- 7 things you MUST know about investing
- 5 Secrets to successful budgeting
So for my first long list-type article, I thought I would make one that would help as much as possible: quick things you can do this week to improve your financial life over the long term (and maybe forever, who knows). Here we go:
I love food. And you probably do too. But this necessity can eat up a significant portion of your income every month depending on how you manage your meals.
Below I list my top tips to save money on food (and by food, I mean groceries, not counting the occasional night out). You might be able to apply some or all of these, depending on your work situation and where you live.
Getting to financial independence is all about small gains. Here is a list of what I found most useful to easily save money:
Answer me these three questions:
Are your expenses more than your income?
Do you have debt?
Do you plan on taking more debt or making a big expense (car, house, etc.)?
If you answered yes to any of theses questions, then you NEED a budget. If you said no to all of them, you still need a budget because one day the answer to one of these questions might be yes.