So my flat’s heating system broke down nearly a month ago, and we try to keep ourselves warm with electric heaters the building management let us borrow. While this is not an ideal Christmas setting, it made me think: what can you do to save money/reduce costs during winter?
I have never actually made a long list-type article, but I have made three short list-type ones:
- 10 secrets to stay focused all day
- 7 things you MUST know about investing
- 5 Secrets to successful budgeting
So for my first long list-type article, I thought I would make one that would help as much as possible: quick things you can do this week to improve your financial life over the long term (and maybe forever, who knows). Here we go:
I have seen my fellow bloggers aim for the magic number of accumulating $1m in wealth before thinking about retiring/quitting your job for something that excites them more. But what can you really do with $1m? For the remainder of this article, I’m going to assume that $1m roughly equals €1m and £1m.
I love food. And you probably do too. But this necessity can eat up a significant portion of your income every month depending on how you manage your meals.
Below I list my top tips to save money on food (and by food, I mean groceries, not counting the occasional night out). You might be able to apply some or all of these, depending on your work situation and where you live.
There are several easy ways you can make an extra £100 (or $100) per month working from home, but today I want to talk about how to work as a website tester.
Budgeting can be tricky and can take a lot of time, but if you do it right, there is no reason why it shouldn’t work for you. Here are my 5 secrets to successful budgeting.
I want to get to financial independence: being able to generate enough money to pay down my debt, and afford all I need to live comfortably. I think it is very clear to most people that having a job is not enough. Here is why and some examples of what you can do to diversify your income.
Answer me these three questions:
Are your expenses more than your income?
Do you have debt?
Do you plan on taking more debt or making a big expense (car, house, etc.)?
If you answered yes to any of theses questions, then you NEED a budget. If you said no to all of them, you still need a budget because one day the answer to one of these questions might be yes.